(Issues and Insights)—Health insurance is more expensive than ever. The average family plan last year cost employers and employees over $19,000 and nearly $6,300 per year, respectively. That’s enough to buy a new car.
Congressional Republicans’ budget reconciliation bill could help bring down those costs. Among other things, the One Big Beautiful Bill Act now under consideration in the Senate would expand access to “Individual Coverage Health Reimbursement Arrangements,” or ICHRAs, which allow companies to offer workers tax-free money to buy their own insurance on the individual market
That’s a good thing. By giving people more control over their healthcare dollars, ICHRAs could boost competition in the insurance market, force health plans to improve the quality of their products, and put downward pressure on prices.
Even for the biggest employers, health insurance can be a significant cost burden. The CEO of Starbucks once famously said that his company spent more on health care than on coffee.
For small businesses, the cost of health insurance can be downright prohibitive. In 2024, just 56% of businesses with fewer than 50 employees offered health insurance, compared with 89% of firms with 100 or more employees.
- Read More: issuesinsights.com
At Last, a Company With Integrity in the Gold IRA Industry
For several years, I’ve been vetting out precious metals companies in search of the best. I believe in gold and silver but it’s hard to find integrity in the Gold IRA industry. The vast majority operate with shady tactics and gigantic spreads that take advantage of Americans who simply want to protect their life’s savings.
I’ve found a handful that I like and I’ve worked with some of them. By no means would I “unrecommend” them because, again, I vetted them out and found them to be above the fold. Unfortunately, it isn’t hard to be better than the rest when the rest are so darn awful.
After years of searching, I finally found a company that truly operates with integrity. Augusta Precious Metals has three important attributes that set them far above the competition:
- Non-Commissioned Sales Team: I cannot stress how important and unique this is. With just about every other company in the Gold IRA industry, the sales teams make commission from every account they open. This means they steer their clients toward the gold and silver products with the highest commission. With Augusta Precious Metals, the team is solely focused on putting the best gold and silver for their clients into their IRA. They get paid to serve the best interests of the Gold IRA client, NOT their own commission pay.
- Incredibly Low Fees: Most Americans would be shocked if they knew the spread other Gold IRA companies charge. Augusta charges just 5% versus up to 45% elsewhere.
- No Pressure, No Gimmicks: There’s an understanding among most in the Gold IRA industry that fear and pressure is the way to go. Augusta Precious Metals takes a sober approach when working with clients because they hold integrity in the highest possible regard. This is why they don’t offer gimmicks like “free” or “bonus” silver. It’s also why they do not apply pressure tactics to get quick sales. Their educational and transparent approach to doing business is exceedingly rare in the Gold IRA industry.
